Consumption Loan

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1. Introduction:

Consumption Loan supports you and your family with expenses on necessary demands in life, from expenses on tuition fee, marriage, travel, purchase of laptop, vehicle... to unexpected arising expenses on sickness, medical treatment...

2. Product description:

  • Credit limit: Depending on client's demand
  • Currency: VND
  • Interest rate: According to current regulation of DongA Bank
  • Loan term: 12, 24 & 36 months
  • Loan payment method: Term payment of principal, payment of interest on actual balance.

3. Eligible customers and application conditions

  • Vietnamese individual, having Family record book/KT3, residing in the same area as Branch/Front Office of DongA Bank proving consumption loan service.
  • Having legal loan use purpose.
  • Having stable income to guarantee debt payment.
  • Having mortgage assets of the borrower or the guarantee relative.

4. Loan application documents

  • Loan application form (DongA Bank form).
  • Copy of ID card/passport & Family record book/KT3 of the individual borrower.
  • Explanation for loan use and debt payment fund.
  • Documents demonstrating income source (pay-roll, house lease contract...).
  • Documents relating to backing assets.

5. Contacts:

For enquiries or further instructions, please contact:

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