2. Product description
- Credit limit: Depending on demand and debt payment capability, maximum 70% of demand for loan use.
- Type of currency: VND
- Interest rate: According to current regulations by DongA Bank
- Loan term: Maximum 10 years.
- Method of debt payment: Periodic payment of principal, monthly payment of interest relative to account outstanding.
3. Subjects and conditions for loan borrowing
- Vietnamese citizen, having Family record book/KT3, residing in the same area as DongA Bank.
- Having demand for loan, appropriate with regulations by DongA Bank.
- Having no overdue debt at any credit institution.
- Having backing assets: assets of the borrower or the guarantee relative.
4. Eligible customers and application conditions
- Loan application form (according to form of DongA Bank).
- Copy of ID card & Family record book/KT3 of the individual borrower.
- Interpretation of loan use purpose, explanation for individual's loan use.
- Documents relating to loan use: House sale and purchase contract.
- Income confirmation: Pay-roll for civil servant (certified by the unit leader or Certificate of business registration + tax payment receipts etc for free customers).
- Copies of documents relating to mortgage assets.
For enquiries or further instructions, please contact:
- Head office/Branches/Transaction Offices/24h Transaction Offices of DongA Bank or
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