Corporate Loan

Export Financing

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1. Eligible customers

Export enterprises, which are operating and doing business legally  in Vietnam, having demands of adding for current capital in procurement, production, processing, machining, trading of goods and export services. 


2. Descriptionof product


2.1 Purpose for use: Paying for procurement of materials, goods, production cost for procurement, production, processing, machining, trading of goods and export services. Prioritized export  industries can be: Rice; wood; garment, leather shoes, coffee; maritime products; rubber and handicraft.

2.2 Type of Loan:  Break-up loan, loan can be calculated according to credit limit.

2.3 Loan term: 12 months at maximum. Basing on: 

  • Cycles of Production , processing, machining and business 
  • Payment specified in trade contract
  • Opened Letter of credit (L/C) (if term of payment is L/C).

2.4 Limit of credit: It will be based on:

  • Actual and logical demand for loan of customers
  • Values of collateral
  • Debt clearance ability of Customer
  • Capability of capital source from DAB.

Maxium borrowing level: Not exceeding 90% of contract value and 95% of implementation cost. 

2.5 Currency: VND, USD, EUR, and other foreign currences accepted by DAB. 

2.6 Interest rate: As specified in current rate of DAB issued by General Director. 


2.7 Collateral: Assets originating from borrowed fund, real estate, valuable documents, TKTG, other assets according to  regulations on loan guarantee at DAB. 


2.8 Conditions for loan: As specified in current regulations by DAB in Loan Regulations (See Appendix 1) and meeting the following conditions:

  • Export markets are countries that are not in the list of embargo ones.
  • Having standard certificate for meeting requirements of industries and import countries ( if any)
  • Export documents presented to DAB.

2.9 Time for document approval: Within 07 working days since the date of receiving loan documents from Customer


For enquiries or further instructions, please contact:

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