Deposit

Fine Gold Certificate of Deposit


1. Introduction

  • Are you worried about currency devaluation and thus do not want to keep too much idle cash?
  • Do you have the demand for confidential and secured gold saving?
  • Do you wish to enjoy interests from your gold saving? 

Being a leading bank in term of technology with security system of absolute safety, the service of Fine Gold Certificate of Deposit supplied by DongA Bank is a guarantee of safety for your gold reserves . More over, your saving will increase day by day with attractive interest rate only available at DongA Bank.


2. Utilities

  • Managing and securing of  gold assets for customers
  • Interest payment in each term of the certificate. 

3. Benefits

  • Can be used as a guarantee of financial ability for customers or their relatives when study overseas or travel abroad...
  • Customers can use deposit account as:
    • A guarantee for loan and overdraft facility at DongA bank.
    • An account to receive transfer (domestic and international)
    • Customer can receive earned interest from deposit account via DongA Bank Multi-functional card.  
  • Checking account balance through Internet Banking.
  • Authorizing others to receive money or deposit money on behalf of customer ( applicable from second transaction of that deposit account onwards ) .
  • Opening Co-ownership savings book : Savings book co-signed by 02 individuals or more
  • Customers can open deposit account in one branch and make transactions in any other branches of DongA Bank. 

4. Fees and Interest rate


5. Eligible ustomers

Vietnam citizens, Oversea Vietnamese or foreigners from 18 years old onwards, with resident time in Vietnam from 12 months or more, having sufficient legal and civil behavior capability and other individuals as regulated by  DongA Bank


6. Product features

  • Type of deposit: Gold (XAU)
  • Term of deposit: 01 - 13 months
  • Fixed interest rate throughout the deposit term.
  • Interest payment : Term- end
  • Minimal balance to maintain of account : 01 gold ring ( gold of 9999 PNJ, SJC and VJC)
  • Withdrawal prior to maturity: not allowed

7.Registration

Fill in Deposit slip (as per DongA Bank sample), personal papers (ID, Passport).


 
8. Contacts:

  For enquiries or further instructions, please contact:
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