Flexible Rate Deposit Account


1. Introduction

Can you withdraw prior to maturity and yet still be able to earn high interest?

With Flexible rate deposit account of Dong A Bank, beside attractive interest rate, customer can withdraw money at any time and still enjoy the same interest rate as of term deposit account of the previous month.

2. Utilities

  • Managing and protecting customer 's assets in VND.
  • Deposit account with attractive interest rate.
  • Flexible rate and term.

3. Benefits

  • Can be used as a guarantee of financial ability for customers or their relatives when study overseas or travel abroad...
  • Customers can use deposit account as:
    • A guarantee for loan and overdraft facility at DongA bank.
    • An account to receive transfer (domestic and international)
    • Customer can receive earned interest from deposit account via DongA Bank Multi-functional card.  
  • Checking account balance through Internet Banking.
  • Authorizing others to receive money or deposit money on behalf of customer ( applicable from second transaction of that deposit account onwards ) .
  • Opening Co-ownership savings book : Savings book co-signed by 02 individuals or more
  • Customers can open deposit account in one branch and make transactions in any other branches of DongA Bank. 

4. Fees and Interest rate

  • Deposit and withdrawal fees: free of charge
  • Current interest rate of DongA Bank.

5. Eligible ustomers

Vietnam citizens, Oversea Vietnamese or foreigners from 18 years old onwards, with resident time in Vietnam from 12 months or more, having sufficient legal and civil behavior capability and other individuals as regulated by  DongA Bank.

6. Product features

  • Currency: VND
  • Deposit term: 06, 09, 12, 13, 18, 24 & 36 months
  • Interest payment: term end
  • This product is available in: Ha Noi
  • Minimal balance to maintain of account: 200,000 dong
  • Regulations on withdrawal prior to maturity:
    • Actual deposit time < 10 days:  No interest payment.
    • Actual deposit time under half of registered term: Interest rate for non-term deposit account will be applied.
    • Actual deposit time above half of registered term: If actual deposit time corresponds to preceding adjacent deposit term, the interest rate of preceding adjacent term ( rate recorded at deposit time) will be applied.
  • Interest rate for non- term deposit account will be applied for the remaining time (rate recorded at the time of withdrawal).
  • Other regulations: Automatic renewed of interest and original deposit amount when coming to due date.

7. Registration

Fill in Deposit slip (as per DongA Bank sample), personal papers (ID, Passport).

   8. Contacts:

For enquiries or further instructions, please contact:


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